One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

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There are three things to consider before dipping into retirement savings to pay for college.

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Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

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Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

How long does a $20 bill last?

Here’s a quick guide to checking to see if you have unclaimed money.