A Penny Saved is Two Pennies Earned

This modern twist on the Ben Franklin maxim reflects the multiplicity of taxes to which earnings are subject in today’s world.¹ Finding ways to manage expenses is one of the…

Life and Death of a Twenty Dollar Bill

Tip: Daily Production. In 2017, the government will print roughly 19 million notes a day, totaling about $209 billion in value for the year. More than 90% of the newly minted notes will replace notes…

How Does Your Credit Score Compare?

Fast Fact: Get Over It. A bad credit score doesn’t last forever. Since your credit score is a "snapshot" of your risk at a particular point in time, it changes…

Strategies For Managing Student Loan Debt

If college were a party, then student loans are the hangover. Unfortunately, the “hair of the dog” won't cure this headache, but here are some ideas for managing your student…

Buying vs. Leasing a Car

Tip: No Down. Many leases require a down payment, but you may be able to talk the lender into lowering the payment or omitting it entirely. Some people approach buying…

What to Look for in Personal Finance Apps

Since Apple launched its iPhone App Store in July 2008, the mobile applications market has exploded. In 2016, Statista reported that Apple customers had downloaded 130 billion apps. On the other side of…

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